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Our Agents are available by phone from 7:30 am to 6:00 pm Monday through Friday. We pride ourselves in presenting options from multiple carriers and offering the best coverage for your individual needs.

Please call us at 843.763.7525 or complete the form to the right and we will be happy to assist you.

LOCATIONS

Charleston
3491 Shelby Ray Court
Charleston, SC 29414
Quotes & Client Service: 843.763.7525

Greenville
Quotes: 864.288.7010
Client Service: 843.763.7525

James Island
102 Wapoo Creek Drive, C9
Charleston, SC 29412
Quotes: 843.763.7525
Client Service: 843.763.7525

Pawleys Island
137 Professional Lane
Pawleys Island, SC 29585
Quotes: 843.235.3383
Client Service: 843.235.3383

General Liability Insurance


general-liability-insurance-charleston-sc

General liability, also known as "commercial liability insurance" is a broad commercial insurance policy that covers exposures. General Liability Insurance protects your business from lawsuits brought by third parties (people outside your business or your employees). Coverage can include losses which result from your operations, even after they are completed, and from your products. There are many areas which make this coverage complex. You need an agent to review your exposures and help you decide which coverage is best for your company.

Important facts about commercial liability insurance

Take a look at the list below for additional general liability coverages that are often available.

  • Professional Liability Insurance (Errors & Omissions)

Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party's data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers, and technology companies. Anderson Insurance Associates recommends that all professional and technology companies have E&O coverage.

  • Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees' legal rights. If you have employees, then Anderson Insurance Associates recommends considering this type of coverage.

  • Directors and Officers Insurance (D&O)

D&O covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other products and services, call Anderson Insurance Associates at 843.763.7525 to see if you're properly covered.

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