Boat, Yacht, and Watercraft Insurance

They say the happiest day in a boat owners life is the day you purchase your boat, and the day you sell your boat. For everyday in between, AIA can provide competitive boat insurance from a number of different companies. In tough economic times some people are tempted to let insurance coverages lapse. Should you ever need to use your watercraft insurance, however, it is one of the best investments you could make. Here are a few things to consider:

• If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
• If you or any passengers are injured in an accident, medical costs can be extremely expensive.
• If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
• If you are injured by an uninsured boater, uninsured watercraft coverage will provide coverage for you.

What does it cover?

• Uninsured boaters
• Medical Payments
• Commercial Towing
• Personal Property
• Accidental fuel spills
• Physical damage
• Injury and property damage to others

Discounts and Credits

• Boating Education Credit
• Loss Free Credit
• Electric and Hybrid Boat Discount
• Safety Equipment Credit
• Lay-up Discounts