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Before a catastrophe
- Review your coverages, are they up-to-date with current building and content values
- Know the amount of all your deductibles, depending on the type of loss these deductibles may vary
- Know the names of the insurance companies on all of your polices
- Know the policy number on all of your insurance policies
- Find the claims telephone number to the insurance company on your policies
- Make sure you are covered for different perils such as flood, excess flood, wind, excess wind, earthquake, and etc...
- Take a written inventory of your personal possessions, photographs will also help in the claims process
- Store all important documents in a safe place, in some instances these may need to be taken with you if you have to evacuate
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After a catastrophe
- If you have suffered a loss, call the claims number located on your policy immediately
- Take any reasonable steps to make temporary repairs; save your receipts for what you have to spend
- Have all the information you can gather ready to give to the adjuster, the more information he has the faster the claim can generally be settled
- Stay current with all of your premium payments
- If you must relocate, save all receipts and records of additional expenses you acquire do to your loss
- Make sure that the contractors you are using for repairs are licensed and insured
- Request to see certificates of insurance for:
- General Liability
- Workers Compensation
- Visit our web site for new information regarding claims an the event of a catastrophe
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Company Claim numbers |
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| AIG - 888-760-9195 |
National Flood - 800-759-8656 |
| Auto Owners - 800-437-0519 |
Progressive - 800-776-4737 |
| Bankers - 800-765-9700 |
SAFECO - 800-332-3226 |
| Companion - 800-922-1282 |
SCWHUA - 877-290-6844 |
| Fireman's Fund - 888-347-3428 |
Seibels - 877-668-5150 |
| Foremost - 800-527-3907 |
Selective - 877-348-0552 |
| Hartford - 800-243-5860 |
Travelers - 800-252-4633 |
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Zurich - 800-239- 6851 |
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